The Institute of Financial Planners of Hong Kong Limited (“IFPHK”) shall not be responsible in any way for any costs, losses and damages whatsoever arising from or in relation to the use of this Website.
The heading of each clause in this Agreement is added merely for the sake of reference. It does not affect the interpretation or construction of that clause.
Should any discrepancy and/or inconsistency exist between the English and Chinese versions of the Policy the English version shall prevail.
Use of information and materials on the Website
By accessing the Website, you agree that you will access all information on the Website (including but not limited to the organization, layout, information, photographs and graphical images) (the “Content”) or any material contained herein solely for your own private non-commercial use. You may download, view, store and print off the whole or any part of the Website (other than any restricted information) solely for your own private non-commercial use in accordance with this Agreement. You shall not use the Content or any material contained herein for any other purposes. Where you download, store or print off any of the Content or any material contained herein, you must ensure that the IFPHK copyright (©Copyright of IFPHK) notice appears thereon.
The information provided on this website is for reference only. Although extreme care has been taken to ensure the information provided on this website is accurate and up-to-date, IFPHK does not warrant that all, or any part of, the information provided is accurate in all respects. IFPHK shall not be liable for any loss or damage suffered as a result of any use or reliance on any of the information provided on this website.
IFPHK does not provide legal, investment, professional or career advice on the Website. Nothing in the Website or the Content or materials and information available through IFPHK's websites or mail lists constitute legal, investment, career or other professional advice. The Content provided on the Website are for general guidance and information purposes only and do not contain any professional advice.
All information published on the Website is subject to change without notice.
Copyright, Trade Mark and other Intellectual Property rights
The copyright and all other intellectual property rights subsisted in all of the content and material of whatever form contained on the Website (including, but not limited to, the organization, layout, information, photographs and graphical images) are owned by IFPHK and/or its licensors. In particular but not limited the word CFPCM, CERTIFIED FINANCIAL PLANNERCM, AFPTM and ASSOCIATE FINANCIAL PLANNERTMand associated logos are registered trade marks of IFPHK (collectively referred to as the “Trade Marks”) and may not be reproduced or used without IFPHK's express prior written permission. You shall not (i) apply the Trade Marks or signs similar to the Trade Marks to any goods or their packaging; (ii) offer or expose any goods for sale under the Trade Marks or signs similar to the Trade Marks; (iii) put goods on the market under the Trade Marks or signs similar to the Trade Marks: (iv) stock goods under the Trade Marks or signs similar to the Trade Marks for the purpose of offering or exposing them for sale or of putting them on market; (v) offer or supply services under the Trade Marks or signs similar to the Trade Marks; (vi) import or export goods under the Trade Marks or signs similar to the Trade Marks; and (vi) use the Trade marks or signs similar to the Trade Marks on business papers or in advertising. Further, you shall not apply or cause to be applied the Trade Marks or signs similar to the Trade Marks to material which is intended to be used (a) for labeling or packaging goods; (b) as a business paper; or (c) for advertising goods or services.
Materials on this Website are protected by copyright. Except as expressly permitted by applicable law, you shall not copy (except to the extent required in order to use the Website in accordance with this Agreement), store in any medium (including in any other website), issue copies, make available, make adaptation, distribute, transmit, re-transmit, broadcast, modify, or show in public or otherwise deal with any part of the Website or systematically extract material from the Website or any document available through it or in any other way exploit commercially all or any part of the Website or any document available through it without the prior written permission of IFPHK.
IFPHK does not warrant the absence of delays, failures, errors, omissions or loss in respect of any information transmitted through this website. IFPHK cannot guarantee and does not guarantee that documents or files downloaded from the Website will be free from viruses and we do not accept any responsibility for any damage or loss caused by any virus.
You shall have sole responsibility in protecting and backing up your data and/or equipment; and in taking any precautionary measures against computer viruses or other contaminating or destructive properties as you think appropriate and necessary.
Any links to such third-party websites are for your convenience and the inclusion of the link in our Website does not imply any endorsement, guarantee, warranty or representation by IFPHK of the quality or accuracy of the information, products or services provided to you on those third-party websites.
You must always obtain the prior written approval of IFPHK before creating a hyperlink in any form from a third party website to any IFPHK website. IFPHK may or may not give such approval at its absolute discretion. We would only approve a hyperlink which displays our name or website address. Any use or display of our logos, trade names and trademarks as a hyperlink will not be approved.
IFPHK shall not be responsible for the setup and construction of any hyperlink from a third party website to the Website or any IFPHK's websites. Any links so set up shall not constitute any form of co-operation with, or endorsement by, IFPHK of such third party website. Any link to our website shall always be an active and direct link to our website and shall be made directly to the home or front page of our website only and that no “framing” or “deep-linking” of our web page or content is allowed.
IFPHK shall not be responsible for any loss or damage incurred or suffered by you or any third party arising out of or in connection with such link. IFPHK reserves the rights to revoke any approval granted to link through a plain-text or any other type of link, and to demand disconnection of any such link to the Website or any of IFPHK's websites, at our discretion at any time.
Email communications are not secure and there is no guarantee that an email will be delivered within a reasonable time, or at all. In addition to email, we recommend that you contact us by post or telephone in the event that any information must be received by us on or before certain deadlines.
IFPHK does not guarantee the security of any emails sent by any persons to IFPHK in the Internet. IFPHK shall not be responsible in any way for any costs, losses and damages whatsoever incurred or suffered by any persons arising from or in relation to any emails sent to IFPHK.
Transactions over the Internet
Transactions conducted through the Internet may be subject to interruption, blackout, delay or error. IFPHK shall not be responsible for any loss of accuracy or timeliness of any message sent or transaction conducted through this website arising from or in relation to any malfunctions in communication facilities that are out of the control of IFPHK.
Change of Content on the Website and services
IFPHK reserve the right to update, modify, suspend, discontinue or close temporarily or permanently the Website (or any part thereof) at any time without notice and you agree that IFPHK shall not be responsible for you or to any third party for any modification, suspension or discontinuance of the Website (or any part thereof).
You undertake to indemnify, defend and hold harmless IFPHK, affiliates, officers, agents, co-branders or other partners, and employees from and against any or all claims, proceedings, damages, losses, injuries, costs and expenses or liabilities arising from:-
- your breach of any of this Agreement;
- your use of the Online Service and/or the Website;
- any deletions, additions, insertions, or alterations to, or any unauthorized use of, the Website by you; or
- any misrepresentation or breach of representation or warranty made by you contained herein
Change of Terms and Conditions
IFPHK reserve the rights to vary or amend the terms and conditions of this Agreement from time to time at our sole discretion without prior notice. Any variations or amendments shall take effect upon posting of the same on the Website. If you do not agree to any variations or amendments to this Agreement, you shall immediately stop using the Website.
Each of the provision of this Agreement is servable and distinct from the others and, if at any time one or more of such provisions is or becomes illegal, invalid or unenforceable in any respect under the laws of jurisdiction, the legality, validity or enforceability of the remaining provisions shall not be affected in any way.
No act, delay or omission by IFPHK shall affect its rights, powers and remedies under this Agreement or any further or other exercise of such rights, powers or remedies. The rights and remedies under this Agreement are cumulative and not exclusive of the rights and remedies provided by law.
This Agreement shall be construed in accordance with, and shall be governed by, the laws of the Hong Kong Special Administrative Region of the People’s Republic of China (“Hong Kong”). You agree to submit to the non-exclusive jurisdiction of the courts of Hong Kong
The Institute of Financial Planners of Hong Kong Ltd.
13/F, Causeway Bay Plaza 2, 463 – 483 Lockhart Road, Hong Kong
Telephone: (852) 2982 7888
Fax: (852) 2982 7777